2-Pay
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One account for euro, dollar and stablecoins.

Your own IBAN, US account number and Visa card – your balance lives as stablecoins in your own smart wallet. Deposit from nine chains, pay at 80M merchants.

  • Own EUR IBAN & USD account
  • Virtual Visa instantly
  • USDC, USDT & EURC from 9 chains

Total balance

€31.452,11

+€324,32 this month

Deposit
Send Receive
  • EUR

    EUR

    IBAN

    €12.480,20

  • BTC

    BTC

    Bitcoin

    0,2140 BTC

  • USDC

    USDC

    USD Coin

    3.200,00 USDC

Built on regulated infrastructure

Deposit

One address per chain. One balance.

Send USDC, USDT or EURC over the chain of your choice. The deposit is bridged to Base automatically and credited as USD or EUR balance – usually within minutes.

  • Self-custodial smart wallet
  • 1:1 with no spread
  • Gas is sponsored
  • Spendable by card instantly

Supported networks

LIVE
  • BTC

    Bitcoin

    BTC/EUR

    €67,991.10

  • ETH

    Ethereum

    ETH/EUR

    €2,000.94

  • USD

    USD Coin

    USDC/EUR

    €0.90

Membership

One price. Everything included.

No account fees, no hidden costs. Cancel monthly.

1% cashback on every card payment

For customers

Personal

€19.99/ month

Your euro account with card and crypto – for everyday life.

  • Digital debit card included
  • 1% cashback on every payment
  • Your own euro IBAN with instant SEPA
  • Crypto wallets for BTC, ETH, USDC & more
  • Swap euro ↔ crypto at the live rate
  • Apple Pay & Google Pay
  • Freeze card and set limits with a tap
  • Real-time notifications
  • Support right in the app
Get started

For merchants

Business

Popular
€79.99/ month

Business account, cards for your team and bookkeeping without paperwork.

  • Everything in Personal
  • Digital business card included
  • 1% cashback on all company payments
  • Business IBAN in your company name
  • Additional cards for employees
  • Accept crypto payments, hold in euro
  • Receipts, exports & accounting integration
  • Multiple users with approval rules
  • Priority support
Open a business account

Prices incl. VAT. Cashback is credited monthly in euro and applies to card payments at participating merchants. Cash withdrawals and crypto purchases are excluded.

Security

Self-custodial. Verified. Regulated.

  • Your wallet, your keys

    Funds sit in a smart wallet on Base that can only be moved with your signing key – no counterparty risk.

  • Identity check with the partner

    Verification (KYC) runs entirely with our regulated partner – once, in a few minutes.

  • Delayed withdrawals

    Crypto withdrawals go through an on-chain security policy with a time window; card payments are confirmed via 3-D Secure.

Ready in five minutes.

Register, verify, go. Accounts, card and deposit addresses are there right away.

Open account